The rent of the house: to ask for a loan for the rent?

Loan in a rental: when it is advisable to request it One of the worst effects brought about by the economic crisis in Spain for our pockets is the closing of the credit tap, which made thousands of people opt for a rental housing and not mortgaging. The housing crisis sparked a boom never seen in the rental market in our country. According to the Statistical Office of the EU, Eurostat, Spaniards continue to lead …

The demand for loans will continue to grow

Perhaps it is because of the cheaper financing or perhaps because the banks and lenders are making it easier for us, the fact is that the request for loans and microloans by the families continues in the ascending line in which it was placed at the beginning. of year. According to the Central Bank for the euro, the latest data and expectations on consumption in Spain make us assume that this last quarter will be …

Mortgage for 2018

35% of Spaniards want to buy a house this 2018. The improvement of the economy, the existence of ‘cheap’ money (due to the monetary policy of the ECB) and greater access to credit mean that one in three Spaniards wants have a mortgage; although not all can. These are data that come from a well-known mortgage comparator in Spain, which reveals that 17% of Spaniards who want to buy a home have been seriously considering …

Private loans versus bank loans

Not all credits are granted by banks, nor are all credits equal. There are bank loans, which are traditional loans that can be requested at the bank and that has its own concession, return and interest characteristics. And there are private capital loans such as those granted by hemibank and whose characteristics have made them especially popular in recent years. Differences between bank loans and private loans Before making a comparison between traditional bank loans …

Is a loan the same as a loan?

Many times we use the terms “loan” and “credit” without really knowing if we differentiate them well. Is there really a difference between credit and loan? Normally experts try to establish clear differences between both words and you have even heard the repeated question, “Do not you know the difference between a loan and a loan?”; however, if we stick to the definitions it should be concluded that they are actually synonymous. In spite of …

How to use microloans

You are driving and you begin to hear a strange noise in the front of the car. Turn off the radio and confirm your suspicions. You turn to the side of the road, open the hood and call the crane. When you arrive at the workshop and after a preliminary diagnosis, they give you the scare of the day: “The breakdown costs € 375. For tomorrow it is ready. ” You already have the month …